Tax Planning

A smarter approach to tax

With proactive tax planning, we make sure you're using every available deduction and incentive to keep your money working harder for you.

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You're not using all the deductions available to you

There are deductions and incentives you may not know about.

The tax rules are hard to keep up with

Legislation changes every year and it's easy to miss something that affects you.

Tax planning is always last minute

The best tax savings come from planning ahead, not scrambling in February.

Your financial structure hasn't been reviewed

Are your income, investments, and entities structured correctly?

Optimise your deductions

We make sure you're using TFSAs, retirement funds, and every available incentive to help you plan smarter.

Proactive tax planning

We plan ahead so you're always positioned to take advantage of changes in tax legislation before they pass you by.

Income and retirement structuring

From salary and dividends to retirement contributions and living annuity drawdowns, we structure your income to optimise tax at every stage.

Work alongside your accountant

We coordinate with your accountant so your tax strategy and financial plan are aligned.

I sleep better at night knowing my family's financial position is secure due to Pierre's advice and proactive management.

Justin

Pierre is a cut above the rest — listens intently and understands the big picture before giving any input. He has helped us get our affairs in order and is excellent at his job.

Dianne

Working with Simple Wealth has given us real peace of mind when it comes to our finances. They've made everything feel clear, manageable, and tailored to our goals.

Emma

I have never felt so confident and comfortable with what my investments are doing for me. I highly recommend this company.

Angie

His advice is always clear, considered, and tailored to my specific goals. I'm always one step ahead with my financial planning.

Dean

I am 100% confident that through Simple Wealth my money is in the right place to safely grow.

Sue

For the first time, I really understand our finances. He is very good at explaining things in simple terms and has made the process very easy.

Nix

You are always calm and patient and take time to make sure that the client knows their options. I highly recommend your services.

Nikki

I have found him to be composed, clear of mind and holds values of integrity and transparency in high regard. Simple Wealth comes highly recommended.

Brent

Working with Pierre has been such a breath of fresh air. He is professional, thorough and efficient and manages to simplify financial jargon to help me make informed decisions.

Bronwyn

I would highly recommend Pierre's services. I really appreciate the simplified process and his clear explanations. The paperwork is also minimised and streamlined.

Justine

Pierre has always had my family's best interest at heart. He is proactive with very sound advice and has always been willing to work around busy schedules.

Morgan

I would recommend Pierre at Simple Wealth without hesitation. I know he has my best interests at heart. I feel at ease talking to him and he answered them honestly.

Patricia

He explained everything to us carefully and is always just a call or email away. We highly recommend Simple Wealth.

Sharon

Always putting the interests of my family first, in an industry littered with dodgy characters. Pierre is the real deal and a credit to his profession.

Jonathan

Pierre is very personable and has had our best interest at heart since the beginning. His steadfastness in his strategy is hugely appreciated and gives us peace of mind.

Mark

Pierre has an excellent knowledge and understanding of his field, which helps us to make important decisions with confidence. I highly recommend Simple Wealth.

Amy

Simple Wealth explained the merits of each investment in a concise and easily understandable manner. Personal attention and advice are a phone call away. Highly recommended.

Paul

Pierre took a real interest in our overall welfare and offered sound advice and careful thought-through strategies. We have full faith in his confidentiality and integrity.

Sandy C.

Pierre Taljaard from Simple Wealth has inspired me with confidence about my financial future. I am so grateful to him for the time and effort that went into the presentation.

Sandy B.

We handle the financial planning side (investment structuring, retirement contributions, tax-efficient drawdowns) and coordinate with your accountant on filing and compliance. You get one joined-up strategy.

It depends on your situation, but most clients benefit from maximising retirement fund contributions (up to 27.5% of taxable income), using their annual TFSA allowance, and timing capital gains carefully. We review your full picture and identify what you're missing.

Now. The earlier in the tax year we start, the more options you have. Most people only think about tax in February, by which point the best opportunities have passed.

Dividends tax, capital gains tax, and income tax on interest all erode your returns over time. We structure your portfolio across the right vehicles to keep more of what your investments earn.

Yes. Whether it's salary, dividends, rental income, or trust distributions, the way your income flows affects what you pay. We look at the full picture and recommend a structure that works.

Your tax situation changes significantly at retirement. How you draw from your living annuity, when you withdraw lump sums, and how your income is structured all affect what you pay. We plan for this well in advance.

Not always. Trusts can be useful for estate planning, but they come with their own tax implications. We'll advise you on whether a trust makes sense for your specific situation.

Everything we recommend is fully above board. We work within the law to reduce your tax. There are no grey areas.

Schedule a free call

A short phone call will give us both a chance to see if our expertise matches your needs.